Candice Carr
Mortgage broker / owner / notary public
Kindred Mortgage Co.
Candice Carr
Mortgage broker / owner / notary public
Kindred Mortgage Co.
If you are a member of Pasqua First Nation and thinking about buying your first home, there is a grant available that could make a meaningful difference. It sounds simple on the surface, but like most programs, there are important details that can impact whether you qualify and how smoothly
One of the most common questions I hear about reverse mortgages is this: “Could I end up owing more than my home is worth?” It’s a fair concern. Because reverse mortgages do not require monthly payments, interest compounds over time. That naturally leads to worry about long-term debt and estate
For many Canadians, retirement does not look exactly the way they imagined. Living costs rise. Investment markets fluctuate. Unexpected expenses happen. At the same time, income often becomes more predictable and fixed. What many retirees do have, however, is significant equity in their home. More homeowners are exploring ways to
If you’re 55 or older and own your home in Saskatchewan, you may be wondering how to access some of the equity you’ve built over the years. With rising living costs and retirement income often fixed, many homeowners look to their home equity to improve cash flow. Two common options
Calling all sports families!! I’m thrilled to share some exciting news with you all. For years, my commitment has been not only to help you find the perfect mortgage solutions but also to give back to our community in meaningful ways. That’s why I’m particularly excited about my latest initiative—a
When applying for a mortgage, lenders require a comprehensive picture of your financial situation to assess your ability to repay the loan. One important document in this process is a letter of employment. This letter serves as a testament to your employment status, income stability, and long-term financial security. Understanding
A Grateful Journey: Reflecting on Winning “Broker of the Year” I’m excited to share a heartfelt milestone with my cherished clients and partners – I’ve been honored with the esteemed “Broker of the Year” award! This achievement is not just a personal victory but a celebration of the dedicated team
Get Pre-Approved This will always, always be step one before anything else. You can complete my application on this website and we will go through it together to discuss every option available to you. I will review your income, credit, discuss down payment, current mortgage and what your options are.
If you are hoping to maximize your tax return for the 2022 tax year, consider contributing any savings to an RRSP. Your contribution is deducted from your taxable income, potentially helping your tax return grow, or reducing what you will owe in income taxes. Tax returns can easily be used
Applying for a mortgage is the starting point to getting your pre-approval and buying a home. That one can be tough to come up with, unfortunately. Coming up with a down payment is often the missing piece of the pre-approval puzzle when considering becoming a homeowner. One of the most
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