Candice Carr

Mortgage broker / owner / notary public

Kindred Mortgage Co.

Mortgage Advise

Candice playing with a basket ball and a baseball to promote her sports team sponsorship in Saskatchewan

Calling all sports families!! I’m thrilled to share some exciting news with you all. For years, my commitment has been not only to help you find the perfect mortgage solutions but also to give back to our community in meaningful ways. That’s why I’m particularly excited about my latest initiative—a

a laptop with an example of a letter of employment for a mortgage on the screen

When applying for a mortgage, lenders require a comprehensive picture of your financial situation to assess your ability to repay the loan. One important document in this process is a letter of employment. This letter serves as a testament to your employment status, income stability, and long-term financial security. Understanding

candice holding the award for best mortgage broker in regina

A Grateful Journey: Reflecting on Winning “Broker of the Year” I’m excited to share a heartfelt milestone with my cherished clients and partners – I’ve been honored with the esteemed “Broker of the Year” award! This achievement is not just a personal victory but a celebration of the dedicated team

Get Pre-Approved This will always, always be step one before anything else. You can complete my application on this website and we will go through it together to discuss every option available to you. I will review your income, credit, discuss down payment, current mortgage and what your options are.

If you are hoping to maximize your tax return for the 2022 tax year, consider contributing any savings to an RRSP. Your contribution is deducted from your taxable income, potentially helping your tax return grow, or reducing what you will owe in income taxes. Tax returns can easily be used

metis first time home buyer field of grass

One of the most challenging aspects of buying a home is saving for a down payment. If you are Metis, you may be eligible for the Metis Nation – Saskatchewan First time Home Buyers Program. The program helps eligible Metis citizens with a contribution of $15,000 toward the down payment

The start of the new year saw Canada’s new foreign buyer ban officially come into effect. The two year-ban, originally passed by Parliament in June to help address housing affordability challenges, will apply to non-Canadian individuals and commercial enterprises. However, the Prohibition on the Purchase of Residential Property by Non-Canadians

There are more changes from CMHC affecting mortgage qualifying coming July 1, 2020. The modifications to the underwriting criteria make it more difficult to qualify for a mortgage for those who have less than 20% for a down payment. The changes include increasing the minimum credit score to 680 (previously

Covid-19 has impacted our economy and financial markets significantly. The government has implemented a mortgage deferral program to help those in need of financial support during this time. A person can now defer his or her mortgage payment for up to 6 months, at the lender’s discretion. There are some

When the mortgage rules changed for insured mortgages (those with less than 20% down) in October of 2016, the most constant question I had was, “How do I qualify for more?”. Borrowing power for those […]

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