Candice Carr

Mortgage broker / owner / notary public

Kindred Mortgage Co.

Current Mortgage Rates Saskatchewan

If your search for mortgage rates in Saskatchewan brought you to this page, you are in the right place! Mortgage interest rates posted online often appear tantalizingly low, catching the eye of prospective homebuyers and refinancers alike. However, it’s essential to understand that the rates typically advertised are the best-case scenarios and not everyone qualifies for them. Qualification for these rates depends on a multitude of factors, including credit score, income, down payment, amortization, financial history and if your mortgage is insured or not.

To determine what rate category an individual truly falls into, it is wise to pick up the phone and chat with me directly since every scenario is unique. I’m happy to evaluate your situation and confirm what rate you would qualify for along with the other important factors you should be aware of with each mortgage, such as your prepayment penalties should you need to exit the mortgage before your term is up, prepayment options, and portability clauses. These additional factors are just as important as the rate you get and can save you thousands of dollars in the long run if you are properly informed before you sign your mortgage approval!

Unlike a single bank, Mortgage brokers have access to a large network of lenders, offering borrowers a wide array of money-saving features that may not be readily available through your bank. These features can include better prepayment options, lower penalties for early mortgage termination due to refinancing, separation, or relocation without buying another home. Unlike banks, which may have a limited set of mortgage products, brokers can tap into various lenders, each with its unique offerings. This versatility allows borrowers to tailor their mortgage to their specific needs and financial goals. It’s this ability to shop around and find the best terms and features that often makes a mortgage broker the preferred choice for those looking to secure a mortgage that not only suits their immediate needs but also sets them up for long-term financial success.

I can help you find the best mortgage rates in Saskatchewan, get in touch with me.

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