Candice Carr

Mortgage broker / owner / notary public

Kindred Mortgage Co.

Mortgage Blog

mortgage broker Candice car in a sofa explaining no negative equity guarantee

One of the most common questions I hear about reverse mortgages is this: “Could I end up owing more than my home is worth?” It’s a fair concern. Because reverse mortgages do not require monthly payments, interest compounds over time. That naturally leads to worry about long-term debt and estate

a number of Canadian homes that can be used for home equity to supplement retirement income

For many Canadians, retirement does not look exactly the way they imagined. Living costs rise. Investment markets fluctuate. Unexpected expenses happen. At the same time, income often becomes more predictable and fixed. What many retirees do have, however, is significant equity in their home. More homeowners are exploring ways to

closeup of mug next to laptop with Candice in the background explaining HELOC vs reverse mortgage

If you’re 55 or older and own your home in Saskatchewan, you may be wondering how to access some of the equity you’ve built over the years. With rising living costs and retirement income often fixed, many homeowners look to their home equity to improve cash flow. Two common options

Candice playing with a basket ball and a baseball to promote her sports team sponsorship in Saskatchewan

Calling all sports families!! I’m thrilled to share some exciting news with you all. For years, my commitment has been not only to help you find the perfect mortgage solutions but also to give back to our community in meaningful ways. That’s why I’m particularly excited about my latest initiative—a

a laptop with an example of a letter of employment for a mortgage on the screen

When applying for a mortgage, lenders require a comprehensive picture of your financial situation to assess your ability to repay the loan. One important document in this process is a letter of employment. This letter serves as a testament to your employment status, income stability, and long-term financial security. Understanding

candice holding the award for best mortgage broker in regina

A Grateful Journey: Reflecting on Winning “Broker of the Year” I’m excited to share a heartfelt milestone with my cherished clients and partners – I’ve been honored with the esteemed “Broker of the Year” award! This achievement is not just a personal victory but a celebration of the dedicated team

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