RCMP Relocation Program: How We Can Help With Mortgages
Relocating can be an exciting yet challenging experience, especially for members of the Royal Canadian Mounted Police (RCMP). Whether you’re just starting your RCMP career or have been transferred to a new posting, navigating the logistics of relocation—including managing expenses, finding housing, and securing the right mortgage—can be overwhelming. Fortunately, our expertise in RCMP relocations and mortgage solutions can make the process smoother.
Understanding the RCMP Relocation Program
The RCMP Relocation Program is designed to assist members in transitioning to new postings efficiently and with minimal financial burden. Relocation is often an integral part of an RCMP officer’s career, as postings change based on operational needs. Whether you’re moving across provinces or to a new community, the RCMP provides various resources and reimbursements to ease the process.
What Relocation Expenses Are Covered?
The RCMP Relocation Program covers several expenses, including:
- Travel expenses for the member and their family.
- Temporary accommodation costs while searching for a new home.
- Transportation and storage of household goods.
Real estate fees for selling your current home. - Legal fees associated with purchasing a new home.
Members can review the specifics of their relocation services plan to ensure they understand what is reimbursable and how to submit claims.
RCMP Relocation Services Plan
The plan offers guidance and support for everything from coordinating movers to understanding entitlements. Members have access to professional relocation advisors who can assist in managing the details. This is particularly important for families, as moving can be stressful for spouses and children.
Housing for RCMP Members: Free or Not?
One common question among members is whether RCMP officers receive free housing. The answer depends on the location and circumstances. In remote postings, the RCMP may provide subsidized or free accommodations as part of the benefits package. However, for most members relocating to urban or suburban areas, housing costs are not fully covered, making it essential to find affordable mortgage solutions.
Mortgage Solutions for RCMP Members
Relocating often means buying or selling a home, and we understand the unique challenges that come with this process. Based in Regina, the host city of the RCMP Academy (Depot Division), we specialize in mortgage options tailored to RCMP members. Established in 1885, the RCMP Academy has been training officers for generations, and our deep ties to the community have given us a wealth of knowledge about RCMP relocation needs.
Our mortgage solutions include:
- Competitive rates for RCMP members.
- Guidance on portability options to transfer your mortgage to a new location.
- Flexible terms to accommodate future relocations.
- Expert advice on managing your relocation reimbursements to reduce upfront costs
The RCMP Hiring Process and Relocation
The RCMP hiring process is rigorous and can take up to a year to complete. Once hired, new recruits must relocate to Regina to attend training at the RCMP Academy. After graduation, they are posted to various locations across Canada, with their relocation supported by the RCMP Relocation Program. Learn more about applying to become an RCMP officer here.
For those entering the force or considering a move, understanding your financial options is crucial. Our team is here to provide tailored solutions, whether you’re a new recruit moving to Regina or an experienced member transitioning to a new community.
Why Choose a broker?
Being based in Regina, I have a unique understanding of the RCMP lifestyle and the challenges associated with frequent relocations. My team and I have helped numerous RCMP members secure affordable, flexible mortgages, making their transitions seamless and stress-free.
Let us handle your mortgage needs so you can focus on your career and your family. Contact me today or complete my online application to learn how I can assist you with your RCMP relocation and mortgage options. I are a text, phone call or application away!
