Candice Carr
Mortgage broker / owner / notary public
Kindred Mortgage Co.
When the mortgage rules changed for insured mortgages (those with less than 20% down) in October of 2016, the most constant question I had was, “How do I qualify for more?”. Borrowing power for those […]
One of the most common questions I hear about reverse mortgages is this: “Could I end up owing more than my home is worth?” It’s a fair concern. Because reverse mortgages do not require monthly payments, interest compounds over time. That naturally leads to worry about long-term debt and estate
For many Canadians, retirement does not look exactly the way they imagined. Living costs rise. Investment markets fluctuate. Unexpected expenses happen. At the same time, income often becomes more predictable and fixed. What many retirees do have, however, is significant equity in their home. More homeowners are exploring ways to
If you’re 55 or older and own your home in Saskatchewan, you may be wondering how to access some of the equity you’ve built over the years. With rising living costs and retirement income often fixed, many homeowners look to their home equity to improve cash flow. Two common options
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